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Home > Personal Services > Credit ATM CheckCards > Visa Classic
Visa® Classic or Gold MasterCard®
With no annual fee and 11.9% APR on all balances transferred from another credit card and extended on all purchases and cash advances for the first six months, it's one card that's tough to beat.

No Annual Membership Fee
11.9% annual percentage rate on all balances transferred from other credit cards until balance pays out.

11.9% annual percentage rate on all new purchases and cash advances...effective first six months the account is open. Low variable rate beginning the seventh month.

Payment options that allow you to pay for all purchases in full to avoid finance charges, or extend payment to fit your needs.
  • Free additional card upon request.
  • Free credit card registration.
  • Free travel package that includes: up to $250,000 travel accident insurance; emergency cash; airline ticket replacement; and guaranteed reservations at major hotels.
Your annual variable rate may vary. The rate is adjusted monthly and is determined by adding 7.65% to the Prime Rate as published in the Wall Street Journal on the last day of the prior month.

You have not less than 25 days to repay your balance for purchases before being charged a finance charge.

Late Payment Fee: $15
Overlimit Fee: $10

See Account Rules and Regulations. 		Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery
Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit
F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.