Personal Checking
Personal Savings
Personal Loans
Prestige Banking
Credit, ATM & CheckCard
E-Statement Delivery
NetBanc24
PhoneBanc24
Foreign Exchange
Visa® CheckCard/ATM
The convenience of a credit card, but the funds are automatically deducted from your checking account. And you can use it at any Cirrus® or Transfund® location in addition to purchasing goods and services anywhere Visa® is accepted.

See Account Rules and Regulations.
Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.