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Welcome Spartan Students

F&M Bank (Lender ID 808995) is proud to offer the following benefits to Spartan Students:
  • Zero Origination Fees for Stafford loans
  • Zero Default Fees
  • 1% principle reduction for making the first three payments on time, 1.5% interest rate reduction for making the first twelve payments on time, and 1% interest rate reduction for making monthly payments with automatic debit.
  • Once earned, Borrower Benefits are locked in for the life of the loan.
  • F&M Bank has partnered with the OSLA for you to receive competitive repayment incentives and top-notch personal customer service from the time you receive your loans with F&M Bank through your repayment benefits with OSLA.
Click here for more information about Stafford Loans from OSLA, our Loan Servicer.
 Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery
Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit
F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.