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F&M Bank's SafetyNet program provides security against life's unexpected financial situations. One never knows when life's surprises might cause you to unavoidably overdraw your account. SafetyNet can assist you in avoiding embarrassing and expensive overdraft situations. The program is easy to implement and can be added to any personal checking account.
SafetyNet will cover any insufficient balance in your transaction account up to the available amount of your predetermined credit limit, in $100 increments. A minimum payment of $20 or 5%, whichever is greater, will then be deducted automatically from your checking account each month. Or you may wish to pay the entire SafetyNet balance in full. With SafetyNet, it is no longer necessary to worry about the occasional possibility of having a check returned due to insufficient funds.
To apply for SafetyNet simply follow one of the three steps below:
- Complete and return an application to any one of our nine convenient locations
- Fax a completed application to 918-748-4160, attention: SafetyNet
- Mail a completed application to
F&M Bank, c/o Personal Lending
P.O. Box 4500
Tulsa, Oklahoma 74159-0500
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