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Better Than Free
Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank.
Rewards Checking from F&M Bank puts your personal checking account to work for you - by earning interest and more. It's the smart checking account for smart savers.
- Earn 3.50% APY* for collected balances up to $25,000 and .95% APY for any portion of the balance over $25,000
- If requirements are not met, you still earn 0.15% APY for all collected balances
- Get automatic refunds of ATM fees everywhere**
- Save time and money with free online banking and bill-pay
- Receive free checks
- No minimum balance requirement to maintain account
Requirements
- Utilize direct deposit or debit
- Access NetBanc24 or PhoneBanc24 each month
- Use CheckCard at least 12 times each month
- Receive statements & correspondence via email
- Deposit a minimum of $100 to open the account
* Annual Percentage Yield
** Up to $25 per statement cycle. Rewards are earned when requirements are met.
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