Personal Checking
Personal Savings
Personal Loans
Prestige Banking
Credit, ATM & CheckCard
E-Statement Delivery
NetBanc24
PhoneBanc24
Foreign Exchange

Prestige Banking Club
The F&M Prestige Banking Club is available to customers 50 years of age and over who maintain deposits totaling (all accounts combined) $10,000. Special services and benefits include:

  • One free Prestige Prime interest-bearing checking account
  • Unlimited check writing privileges
  • Free Prestige banking checks
  • Free pre-authorized transfers between F&M accounts
  • Safety-Net overdraft protection
  • Certificates of deposit available to members at .125% over standard published bank rates
  • One free 3"x 5" safe deposit box, (or 25% discount off larger boxes)
  • Visa®/MasterCard® available with no annual fee
  • Free one-signature American Express Travelers Cheques®
  • Free signature guarantees and notary service
Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.