Personal Checking
Personal Savings
Personal Loans
Prestige Banking
Credit, ATM & CheckCard
E-Statement Delivery
NetBanc24
PhoneBanc24
Foreign Exchange

Premier Free Checking
The perfect checking account with unlimited check writing for individuals, trusts and estates with no monthly fee.

  • Only $100.00 minimum deposit to open.
  • No minimum balance required to avoid monthly service charges.
  • Unlimited check writing.
  • Free Intro-pack of 50 personalized duplicate checks.
  • Free ATM Card/F&M CheckCard, subject to qualifications.
  • Access cancelled checks on-line.
  • Non-Sufficient Funds (NSF) items, $30.00 each, paid or returned.
  • Discount available on Safe Deposit box for first time box users.
  • Loan rate discounted when your payment is automatically deducted from your checking account.
  • SafetyNet overdraft protection for qualified customers.
  • Free PhoneBanc24 access:
    748-4300
  • Free NetBanc24 access:
    www.fmbanktulsa.com
See Account Rules and Regulations.

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.