Personal Checking
Personal Savings
Personal Loans
Prestige Banking
Credit, ATM & CheckCard
E-Statement Delivery
NetBanc24
PhoneBanc24
Foreign Exchange

Personal Savings
Savings accounts are an important part of your financial program. F&M Bank offers a variety of beneficial accounts that will help you wisely manage your money.

Premier Savings

  • A traditional savings account that pays interest each quarter with a minimum balance.
Premier Platinum Savings
  • Earn interest with a low minimum balance required with no monthly maintenance fees.
Certificates of Deposit
  • By choosing a term and amount that fits your needs, you can take advantage of changing market conditions.
  • Rate of interest earned depends upon length of term.
  • Interest is compounded or can be paid periodically with a variety of interest payment options available
Certificate of Deposit Account Registry Service (CDARS)
  • Earn interest with the security of 100% FDIC insurance coverage up to an aggregate of $30 million per customer.
  • Terms of all CDs are specific
  • No customer fees

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.