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Home Equity Loans/Lines of Credit
Have unexpected medical bills or buying a new car? Just imagine paying off those bills and buying that much needed new car with a Home Equity Loan or Line.

F&M Bank offers a Home Equity Loan where you receive all your funds at once to make a specific purchase. It comes with the stability of a fixed rate so you don't have to worry with fluctuating payments.

With a Home Equity Line of Credit, the rate is variable and is tied to The Wall Street Journal Prime Rate. Once approved, you have access to your funds anytime by using personalized checks and you only pay interest on the money you use.

Please call us at 918-748-4000 for more information.

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.