NetBanc24
E-Statement Delivery
PhoneBanc24
Personal Checking
Personal Savings
Prestige Account
Personal Loans
Credit, ATM & CheckCards
Foreign Exchange

Personal Services
From checking and savings accounts, to check cards and credit cards, and from loans and mortgages to investments, F&M Bank offers a complete selection of personal banking services to meet your financial needs. Online banking available through F&M's NetBanc24 and banking by phone through PhoneBanc24 give you access to your accounts 24/7. It's never been easier to manage your accounts.

If you're not sure which account is right for you, stop by any of our bank locations and a personal banking representative can recommend what products are best for you. You can reach customer service by phone at 918-748-4100.

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.