Foreign Exchange
Foreign Collections
Letters of Credit

Foreign Collections
The F&M Bank & Trust Company has the capability of processing a foreign check, drawn on a foreign bank, issued in either U.S. dollars or foreign currency.

Documentary Collections
F&M Bank also handles import and export documentary collections. Documentary collections allow a buyer and a seller to exchange goods for money against the presentation of documents through their respective banks providing a more secure transaction.

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.