Welcome
F&M bank is proud to continue the tradition started in 1946 of providing superior services to families and businesses in the Tulsa area.

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Access your personal F&M Bank account(s)


Access your commercial F&M Bank account(s)


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Access the Merchant PCI Compliance Program

Featured Products & Services

Important Message: Fraudulent CheckCard Activity
Our customers are experiencing elevated levels of unauthorized activity on their accounts due to counterfeit CheckCards. Therefore, we have taken measures to protect you and the bank from this pervasive threat. more>>

Rewards Checking
Better Than Free! Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery
E-Statement Delivery is the electronic delivery of your bank statement. Your paper statements are replaced with electronic versions that you can download, save or print. more>>

FDIC Insurance
The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the funds depositors place in FDIC-insured institutions. more>>

The F&M Bank & Trust Company is participating in the FDIC's Transaction Account Guarantee Program. Click here for important disclosures regarding the guarantee program.

Switch Kit
F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>

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Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.