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Home > Business > Treasury Management > Lockbox
Lockbox
Lockbox is a Treasury Management technique used by many companies to facilitate their handling of incoming receipts. Lockbox benefits those clients having a large volume or large dollar amounts of incoming receipts of the need to enhance audit controls. In addition, reduction of clerical time is a key consideration. Using a predetermined post office box, F&M Bank, as your agent, processes your receipts, posts the deposits to your account and forwards to you a customized report detailing each day's activity.

Benefits
  • Reduction of mail float and deposit delay
  • Acceleration of item collection time
  • Creation of audit control
  • Reduction of clerical expense
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