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Rewards Checking
Better Than Free
Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank.

Rewards Checking from F&M Bank puts your personal checking account to work for you - by earning interest and more. It's the smart checking account for smart savers.

  • Earn 1.51% APY* for collected balances up to $25,000 and .35% APY for any portion of the balance over $25,000
    • If requirements are not met, you still earn .05% APY for all collected balances
  • Get automatic refunds of ATM fees everywhere**
  • Save time and money with free online banking and bill-pay
  • Receive free checks
  • No minimum balance requirement to maintain account

Requirements

  • Utilize direct deposit or debit
  • Access NetBanc24 or PhoneBanc24 each month
  • Use CheckCard at least 12 times each month
  • Receive statements & correspondence via email
  • Deposit a minimum of $100 to open the account

* Annual Percentage Yield
** Up to $25 per statement cycle. Rewards are earned when requirements are met.

See Account Rules and Regulations

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.