NetBanc24
PhoneBanc24

To begin, click the "NetBanc24" or "PhoneBanc24" link on the left.

Not sure which product you plan to use?  NetBanc24, our 24-hour, 7 day per week Internet banking system or PhoneBanc24, our 24-hour, 7 day per week bank by telephone system?

Both systems are free to all personal checking account customers so the answer may be why not use both?

Use PhoneBanc24 anytime you need to inquire on your account balances, verify if a check has cleared or to transfer funds between your accounts.  PhoneBanc24 is available anywhere you have access to a telephone, any time of day or night.

Use NetBanc24 anywhere you may have Internet access, at home, at work or on a business or vacation trip.  With NetBanc24 you can do everything that you can do on PhoneBanc24 in addition to viewing images of your checks and pay bills online.

For commercial customers interested in our commercial online banking product, DirectConnect, please contact LaDonna Parks at 918-748-7184.

Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.