Premier Checking

The premier checking account.

Benefits

Unlimited check writing privileges with periodic and activity fees waived if you maintain a $500 minimum daily ledger balance or $1,000 average daily ledger balance during the statement cycle.¹
Free phone banking.
Free online banking with BillPay and e-Statement options.
$100 minimum opening deposit with no minimum balance requirement.
Visa® CheckCard and ATM card available.²
Overdraft protection available.
F&M Bank personal loan discount.³

Notes

¹Otherwise, a periodic fee of $6.00 per month for Premier Checking without check imaging or $8.00 a month for Premier Checking with check imaging applies as well as activity fees of $.20 per debit and $.25 per credit and ATM transaction fees of $.35 per ATM balance inquiry and $.35 per ATM transaction.

²Discount of 0.50% applies to the Annual Percentage Rate (APR) at the time of application. Payment must be automatically debited from an F&M Bank checking account. Loan discounts do not apply to all types of loans and is applicable for new loans only. Some restrictions apply. All offers subject to credit approval.

See Account Rules and Regulations.

Member FDIC The Federal Deposit Insurance Corporation (FDIC) is an independent agency of the United States government that protects the money you place in FDIC-insured institutions.

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