Whether you're looking to buy a new car, pay medical bills or make some home improvements, a Home equity loan or line of credit is an excellent low-interest option.
With a Home equity loan, you receive all your funds at once to make a specific purchase. It comes with the stability of a fixed rate so you don't have to worry about fluctuating payments.
With a Home equity line of credit, the rate is variable and is tied to The Wall Street Journal Prime Rate. Once approved, you have access to your funds anytime by using personalized checks and you only pay interest on the money you use. Perfect for unexpected expenses or ongoing ones such as home improvements.
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