Business Checking
Business Savings
Business Loans/Financing
Credit, ATM & CheckCard
Remittance Services
Treasury Management
Premier Free Small Business Checking
The Perfect Small Business checking product for business with minimal monthly activity with no monthly fee.
  • Only $100.00 minimum deposit to open
  • No minimum balance required to avoid monthly service charges
  • 300 free transactions; $.25 per transaction over 300 (transactions are all debits, credits and items deposited whether paper or electronic).
  • Free Imaged Statements
  • Free Business ATM/CheckCard for qualified customers
  • Non-Sufficient Funds (NSF) items, $30.00 each, paid or returned.
  • Free PhoneBanc24 access:
    (918)748-4300
  • Internet access available
See Account Rules and Regulations.
Rewards Checking
Better Than Free!  Introducing Rewards Checking. It's checking for savers, and it's only at F&M Bank. more>>

E-Statement Delivery

Your paper statements are replaced with electronic versions that you can download, save or print. more>>

Switch Kit

F&M's quick Switch kit can get you up and running with your new account in no time. Find out how now! more>>
Privacy and Security  |  Fees, Rules & Regulations  |  Terms of Use
Customer Service and Account Information for all branches may be reached at 918-748-4100 or access account information anytime through PhoneBanc24 at 918-748-4300 and online through NetBanc24.